What Every Physician Needs to Know

What Every Physician Needs to Know:

Residents, Fellows, Starting Physicians

Disability Income Insurance:

Would you ever consider scrimping on your malpractice insurance—buying a cheaper policy to save money…or one-size-fits-all coverage to save time? Probably not, because most physicians know that a solid malpractice policy is a vital part of practicing medicine today. Without it, you could be ruined, so the time and money spent on getting the best possible coverage is a good investment in your own economic safety.

But did you know the same is true for disability insurance? It’s simply not safe, for instance, to rely solely on a group policy your practice may have purchased. While group DI is often relatively inexpensive and easy to administer, it can also fall short just when you need it most—leaving you in for some unpleasant surprises when it’s too late to correct the situation.

Furthermore, disability may be far more common than you imagine. Even if you’re young and careful, it could happen to you—through an accident…an injury…or a lengthy illness. And in fact it does happen—probably much more often than you might think.

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